Edwin Madu, Author at 91心頭利嫋! /author/edwin-madu/ Come for the fun, stay for the culture! Mon, 15 Jan 2024 10:36:06 +0000 en-US hourly 1 https://wordpress.org/?v=7.1.2 /wp-content/uploads/zikoko/2020/04/cropped-91心頭利嫋_91心頭利嫋_Purple-Logo-1-150x150.jpg Edwin Madu, Author at 91心頭利嫋! /author/edwin-madu/ 32 32 #MoneyBy91心頭利嫋: Did You Miss These #NairaLife Stories? /newsletters/moneybyzikoko-did-you-miss-these-nairalife-stories/ Mon, 26 Dec 2022 07:00:00 +0000 /?p=292401

Vol 10 | 26-12-2022

Brought to you by

Merry Christmas (in arrears),

I hope you had a great weekend and are currently enjoying a slow Monday.

In other news, the new year is only a few days away. I know we all roll our eyes at new year’s resolutions but one thing I definitely want to get better at is tracking my expenses. I can’t wait to share any tips and learnings as I go along.

This is the last edition of the Money by 91心頭利嫋 newsletter and I really appreciate your opening, reading, and sharing.

This week we have handpicked some really great Naira Life stories from this year that we think you really need to read. I enjoyed them and I hope you do too.

In this letter:

  • #NairaLife: Most-Read stories of 2022
  • #LoveCurrency: Dating in Abuja on a ���700k Influencer Monthly Income
  • Money Meanings: “Tax���

#NairaLife: You Should Read These Stories

Last week we showed you all the stories you loved from the year. Now we are bringing you the ones you will love – you just don’t know it yet.

Our compilation takes into account the types of stories and what you should expect from them. We try our best to explain why the stories made our list.

Read The Stories Here

Banking made easy

Gomoney simplifies money for everyone. No need to bother with long calculations. It’s banking made easy!

This is partner content.

#LoveCurrency: Dating in Abuja on a ���700k Influencer Monthly Income

After COVID, Julia* quit her insurance job to focus on being a food blogger. In this article, she tells us how her boyfriend influenced her decision, going from earning ���30k to ���700k monthly and her plan to be financially independent.

When asked about their plans as a couple, she says: “I don���t know as a couple ��� I feel like anybody can still serve you breakfast, so I���m trying to focus on my own plans. “

This story was brought to you by

Read This Article

Money Meanings



Share this newsletter

All good things must come to an end. But not this good thing. We���ll be back next week.

In the
meantime, keep reading 91心頭利嫋���s articles and be sure to share the love.

Till next week…

Yours cashly,

Dwin,

Mr Money With The Vibe (Sometimes)

Did someone awesome send this to you?

18, Nnobi Street, Surulere, Lagos,
Nigeria

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#MoneyBy91心頭利嫋: Who Should You Fight If You Don’t Get Your Pension? /newsletters/moneybyzikoko-who-should-you-fight-if-you-dont-get-your-pension/ Mon, 19 Dec 2022 07:00:00 +0000 /?p=292040

Vol 9 | 19-12-2022

Brought to you by

Good morning, {$name}!

I don’t know about you, but the holiday has started on this side, and I’m writing this to you excited about watching Netflix the entire day.

Don’t get me wrong, I would like to go outside and socialise, but the price of fuel has doubled, and I strongly believe that there’s a way I can arrange my house to make it look like a bar. So maybe I’ll do that.

This week we have a recap of the most-read stories of 2022 and a fantastic Love Currency story from an older couple doing business and relying on pension payments that only show up sometimes.

In this letter:

  • #NairaLife: Most-Read stories of 2022
  • #LoveCurrency: Family Life in Warri, Delta State, on a ���51k Fixed Pension
  • Money Meanings: “YOLO���
  • Where The Money At?!

We’ll call it #NairaLifeWrapped!

It’s been a long year of exciting Naira Life stories. There was one story that dropped on salary day. You could hear us collectively hissing at our salaries that day.

So we decided to compile all the stories you loved this year and give you a chance to reread them and, of course, share them with people who may have missed them.

Read The Stories Here

Banking made easy

Gomoney simplifies money for everyone. No need to bother with long calculations. It’s banking made easy!

This is partner content.

Family Life in Warri, Delta State, on a ���51k Fixed Pension

One thing I always wonder about is how old people navigate life when they’ve been told to legally retire. I used to think that their pension payments were a given (if it wasn’t coming directly from the government). I was wrong.

In this edition of Love Currency, we speak to a 63-year-old man about his relationship with money and how he and his wife cater for themselves.

When he is asked about his ‘financial future’, he says: “Future? At 63 it���s hard to have plans for the future.“

This story was brought to you by

Read This Article

Money Meanings

Where The Money At?!

We can’t say we’re about the money and not actually help you find the money.

So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.

Again, don���t mention. We gatchu.

Share this newsletter

All good things must come to an end. But not this good thing. We���ll be back next week.

In the
meantime, keep reading 91心頭利嫋���s articles and be sure to share the love.

Till next week…

Yours cashly,

Dwin,

Mr Money With The Vibe (Sometimes)

Did someone awesome send this to you?

18, Nnobi Street, Surulere, Lagos,
Nigeria

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#MoneyBy91心頭利嫋: This is the 200th Naira Life! /general/moneybyzikoko-this-is-the-200th-naira-life/ Mon, 12 Dec 2022 07:00:00 +0000 /?p=291541

Vol 8 | 12-12-2022

Brought to you by

We should pop something today!

The first Naira Life story was published in February 2019 and since then, we’ve been putting out the most honest stories about Nigerians and their money.

Today, I’m happy to be sharing the 200th Naira Life story.

This Naira Life isn’t just special because of its number. It’s such an interesting read. At one point, I had to put both my hands on my head because of what I was reading.

Share the story and please join our Twitter space later this week, we want to talk about the impact of these stories, and I’m sure you’d want to be there.

In this letter:

  • #NairaLife: She���s Tired of Being Her Family���s Financial Backup Plan
  • What People Don’t Get About Your Job
  • Money Meanings: “Pyramid Scheme���
  • Where The Money At?!

#NairaLife: She���s Tired of Being Her Family���s Financial Backup Plan

Today’s story is a masterclass in the non-linear nature of life. One day you have a job offer. You reply too late, and now it’s gone.

This 27-year-old lawyer is the last of six children in a family that grew up very poor. Now that she���s making money, her family looks to her for their daily bread, and she���s tired.

An excerpt: “In addition to taking care of her children, my mum also takes care of all her siblings and my dad���s siblings too. So when her mum died, everyone looked to her to sponsor the funeral. She told them the money was for my law school, and they said they didn���t care.“

Read Naira Life #200

Banking made easy

Gomoney simplifies money for everyone. No need to bother with long calculations. It’s banking made easy!

This is partner content.

What People Don’t Get About Your Job

In this special edition of the A Week in the Life series, we ask professionals what people don���t understand or appreciate about their job.

In this special edition of the A Week in the Life series, we ask professionals what people don���t understand or appreciate about their job.

An excerpt: “People think [Nigerian] bankers are broke, but we aren���t.“

Read This Article

Money Meanings

Where The Money At?!

We can’t say we’re about the money and not actually help you find the money.

So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.

Again, don���t mention. We gatchu.

Share this newsletter

All good things must come to an end. But not this good thing. We���ll be back next week.

In the
meantime, keep reading 91心頭利嫋���s articles and be sure to share the love.

Till next week…

Yours cashly,

Dwin,

Mr Money With The Vibe (Sometimes)

Did someone awesome send this to you?

18, Nnobi Street, Surulere, Lagos,
Nigeria

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#MoneyBy91心頭利嫋: “What’s the true cost of a long-distance relationship?” /newsletters/moneybyzikoko-whats-the-true-cost-of-a-long-distance-relationship/ Mon, 05 Dec 2022 07:00:00 +0000 /?p=290829

Vol 7 | 05-12-2022

Brought to you by

Christmas is almost here.

I know you’re wondering why I’m rushing you, but honestly, there’s no better time than now to get into the Christmas spirit of giving and, of course, receiving.

Today’s Love Currency had me thinking about the true cost of a long-distance relationship. Apart from all the money that will be spent to make the distance not so long, there’s also the part where it’s emotionally draining.

If you’ve ever been in one of these, I’d like to know what some hidden costs you didn’t expect were.

Without any more ado. Let’s get into today’s edition.

In this letter:

  • The #NairaLife of a Housekeeper Tired of Suffering
  • The Love Currency: Long Distance, $4k/m between London and Lagos
  • Money Meanings: “Capital���
  • Game: #HowMuchLast
  • Where The Money At?!

The #NairaLife of a Housekeeper Tired of Suffering

Today���s subject on #NairaLife finished secondary school in 1997 and couldn’t get into university. After that, she moved from Ibadan to Lagos to get a chance at a better life.

From housekeeping to tailoring, she worked several jobs, and now at 45, she’s still hoping the good things of life locate her.

Read her story

The Love Currency: Long Distance between London & Lagos on $4k per month

I love that our subjects for this story have a deep understanding of what they both want out of life and are making serious moves to get there.

But you see that distance? That’s what I have an issue with because long distance is the actual ghetto.

An excerpt: “Earlier in the year [2022], I told her I���d always prioritise helping her reach a point where she can afford to get herself whatever she wanted instead of buying it for her. For instance, I can���t buy a wig of ���1m, but when she needed about ���1.4m to go to culinary school in October 2021, I assisted with ���800k ��� ���500k first, then ���300k.“

Read More Of This Story

Some other great money articles you should read:

Money Meanings

Game: #HowMuchLast

#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.

Some weeks will be Okin biscuit, some others will be SUVs.

This week, we’re kicking off the Christmas shenanigans. #HowMuchLast for a Christmas Tree?

What’s the most you’d pay? Tweet at us here.

Where The Money At?!

We can’t say we’re about the money and not actually help you find the money.

So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.

Again, don���t mention. We gatchu.

Share this newsletter

All good things must come to an end. But not this good thing. We���ll be back next week.

In the
meantime, keep reading 91心頭利嫋���s articles and be sure to share the love.

Till next week…

Yours cashly,

Dwin

The Other Mr Money

Did someone awesome send this to you?

18, Nnobi Street, Surulere, Lagos,
Nigeria

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#MoneyBy91心頭利嫋: “When Should Your Side Gig Become Your Main Gig?” /newsletters/moneybyzikoko-when-should-your-side-gig-become-your-main-gig/ Mon, 14 Nov 2022 07:00:00 +0000 /?p=288889
Also: What would you pay for a pair of shoes?

Vol 2 | 31-10-2022

Brought to you by

Good morning, {$name} ����

Do you have a side gig?

With how the economy has been moving, I think it may be better to ask how many side gigs you have.

In two of our stories today, we meet young Nigerians who talk about their money situations, and the concept of side gigs exists across both stories.

The subject of our #NairaLife today had a side gig paying more than her main gig.

But did she make the move you’re expecting? The answer may surprise you…

In this letter:

  • The #NairaLife of a Lawyer Making More Money from Affiliate Marketing
  • The Love Currency: Married in Kano on ���150k/month
  • Money Meanings: “Side Gig���
  • Game: #HowMuchLast
  • Where The Money At?!

#NairaLife: This Lawyer Was Earning More as an Affiliate Marketer

Before November 2020, the most money the 27-year-old on this week���s #NairaLife had made was ���100k from a scholarship.

Then she found affiliate marketing and made ���1.2m in a year. Today, she makes ���160k as a lawyer but knows she���s going back to marketing.

My biggest question is… Why did she even continue working as a lawyer?

Read her Naira Life to know why…

Who’s got your back?

Life happens. We all go through moments that are not our best days. But you can live in a way that you���re well protected no matter what happens. Live confidently above the challenges of life with a Stanbic IBTC Life Insurance plan.

The Love Currency: Married in Kano on ���150k/month

The best part of this story is that both Tayyiba* and Faruk* seem to have a very sensible setup when it comes to spending money.

An excerpt: “We also discovered my ego is big, and I don���t like to beg, so he just sends me money and leaves his wallet and debit card within reach.“

Read More Of This Story

Some other great money articles you should read:

At Luno, we believe cryptocurrency is for everyone. Tap into all the many possibilities.

Money Meanings

Game: #HowMuchLast

#HowMuchLast is a game where we show you an item, and you tell us (and the world) the highest amount you’d pay for it.

Some weeks will be Okin biscuit, some others will be SUVs.

This week, we’re keeping it simple, #HowMuchLast for a pair of shoes.

What’s the most you’d pay? Tweet at us here.

Ordinary is Boring

Let���s face it. Ordinary is boring, but you can go for the extraordinary with a juicy pension plan that rewards your hustle today so you can retire early and still ball hard. Start by moving your pension to Stanbic IBTC Pension Managers today.

Where The Money At?!

We can’t say we’re about the money and not help you find the money.

So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because we look out for each other in this community.

Again, don���t mention. We gatchu.

Share this newsletter

All good things must come to an end. But not this good thing. We���ll be back next week.

In the meantime, keep reading 91心頭利嫋���s articles and be sure to share the love.

Till next week…

Yours cashly,

Dwin,

The Other Mr Money

Did someone awesome send this to you?

18, Nnobi Street, Surulere, Lagos,
Nigeria

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#MoneyBy91心頭利嫋: This Influencer is Aiming For ���2m/month /newsletters/moneybyzikoko-this-influencer-is-aiming-for-%e2%82%a62m-month/ Mon, 07 Nov 2022 07:00:00 +0000 /?p=288232
Also: What stops nonsense? Money.

Vol 3 | 07-11-2022

Brought to you by

Good morning, {$name} ����

I like the way today’s Naira Life subject talks about his goals. He’s trying to get to a place where ���20m is nothing to him.

So following his lead, today’s #HowMuchLast will be an expensive item, and I cannot wait to see how much you’d pay for it.

We have a fun edition today.

In this letter:

  • Last Month in Money
  • The Grass to Grace #NairaLife of a Social Media Influencer
  • Money Meanings: What is a “Budget���?
  • Game: #HowMuchLast
  • Where The Money At?!

Last Month
In Money


���20,510,000,000,000
Yes, that’s what 20 trillion naira looks like written out, and it’s Nigeria’s budget for 2023 as presented by our presido. Why are there so many zeroes and why is it called “Budget of Fiscal Consolidation and Transition”? We tried to look into it.

���1000
That is now the naira equivalent of one pound sterling.
Technically, this didn’t happen last month, but it’s urgent enough for us to bend the rules.

Wetin dey stop nonsense?
In the song “Stop Nonsense” Majeeed asks “Wetin dey stop nonsense?” and as we all know, the answer to that question is quite simple… Money.


You can listen .

Ordinary is Boring

Let���s face it. Ordinary is boring, but you can go for the extraordinary with a juicy pension plan that rewards your hustle today so you can retire early and still ball hard. Start by moving your pension to Stanbic IBTC Pension Managers today.

#NairaLife: This Social Media Influencer Will Not Rest Until ���20m is Nothing To Him

The 25-year-old in today’s Naira Life got his first job at 16 because he wanted to help his mother out. It only paid him ���3k for three days of work.

His father was absent and growing up wasn’t easy, but today he’s a millionaire, and for him, he hasn’t arrived until 20 million naira is chicken change to him.

Read the rest of his Naira Life

Some other great money articles you should read:

At Luno, we believe cryptocurrency is for everyone. Tap into all the many possibilities.

Money Meanings

Game: #HowMuchLast

#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.

Some weeks will be Okin biscuit, some others will be SUVs.

This week, we’re going big. We know a Tesla goes for $40k to $160k but we want to know the most you’d pay.

So tell us, #HowMuchLast for a Tesla.

What’s the most you’d pay for a Tesla? .

Where The Money At?!

We can’t say we’re about the money and not actually help you find the money.

So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.

Again, don���t mention. We gatchu.

Share this newsletter

All good things must come to an end. But not this good thing. We���ll be back next week.

In the
meantime, keep reading 91心頭利嫋���s articles and be sure to share the love.

Till next week…

Yours cashly,

Dwin,

The Other Mr Money

Did someone awesome send this to you?

18, Nnobi Street, Surulere, Lagos,
Nigeria

]]>
#MoneyBy91心頭利嫋: Do you need a safety net? /newsletters/moneybyzikoko-do-you-need-a-safety-net/ Mon, 31 Oct 2022 07:00:00 +0000 /?p=287633
Also: How much is a bottle of wine these days?

Vol 2 | 31-10-2022

Brought to you by

Good morning, ����

It’s the last day of October and today’s letter is all about safety nets.

If you are anything like the subjects of the stories I’ll share today, then safety nets are not foreign to you.

I think life hits different when you know you can experience many things without worrying about ending up broke.

We approach the concept in various ways; saving, investing, and even buying NFTs…

At the end of the day, we all just want the softest of lives, no?

In this letter:

  • The Fearless #NairaLife of a Tax Collector
  • The Money of Love: Polyamorous in Ogun State on ���400k/month
  • Money Meanings: What is a “Safety Net���?
  • Game: #HowMuchLast (Make sure you play o!)
  • Where The Money At?!

#NairaLife: This Tax Collector Has Never Had to Make Money to Survive

If the 34-year-old in this #NairaLife stopped working, she���d be very fine. But even with free ���4.3m yearly and wealthy parents, she enjoys being independent while catching business owners who try to evade taxes.

My favourite part of the story is where David asks her if she’s ever had to earn money to survive and she replied “Not yet. No.”

Internal monologue: God, when exactly will it be my turn?

Read the rest of her Naira Life

Ordinary is Boring

Let���s face it. Ordinary is boring, but you can go for the extraordinary with a juicy pension plan that rewards your hustle today so you can retire early and still ball hard. Start by moving your pension to Stanbic IBTC Pension Managers today.


The Money of Love: Polyamorous in Ogun with ���400k/month

Oh to be young and in love and be able to say: “I used to sleep with my debit card under my pillow, so if I had a bad dream, I���d wake up and buy something online.”

Onome* is a 21-year-old polyamorous woman who spends recklessly on her partners because her love language is gift-giving. In this interview, she tells 91心頭利嫋 how money moves in and out of her relationships, while on a ���400k monthly income and an envious financial safety net.

Read More Of This Story

Some other great money articles you should read:

At Luno, we believe cryptocurrency is for everyone. Tap into all the many possibilities.

Money Meanings

Game: #HowMuchLast

#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.

Some weeks will be Okin biscuit, some others will be SUVs.

This week, we’re keeping it simple, #HowMuchLast for a bottle of wine.

What’s the most you’d pay? Tweet at us here.

Where The Money At?!

We can’t say we’re about the money and not actually help you find the money.

So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.

Again, don���t mention. We gatchu.

Share this newsletter

All good things must come to an end. But not this good thing. We���ll be back next week.

In the meantime, keep reading 91心頭利嫋���s articles and be sure to share the love.

Till next week…

Yours cashly,

Dwin,

The Other Mr Money

Did someone awesome send this to you?

\

18, Nnobi Street, Surulere, Lagos,
Nigeria

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The #NairaLife of a Babalawo /money/naira-life-of-a-babalawo/ Mon, 24 Oct 2022 07:00:00 +0000 /?p=286927 Every week,��91心頭利嫋 seeks to understand how people move the Naira in and out of their lives. Some stories will be struggle-ish, others will be bougie. All the time, it���ll be revealing.

Luno is a great way to get into cryptocurrency��.


The 29-year-old subject of today���s #NairaLife is an Ifa priest born to Deeper Life parents. After a series of unfortunate events hit his family in 2001, he found solace in Ifa���s temple. Today he lives and earns money as a babalawo, and his finances? Divinely secure.

What is your earliest memory of money?

The first time I had money of my own to spend, I was 10, and my parents had just separated. My mother was sick in the hospital, and I was living with some family friends because we had also lost our house.

People aware of our situation would see us and give us money along with their condolences.

I���m so sorry. Why was this the first time you had money though?

My parents never allowed us to take anything from anybody. We were a Deeper Life household, and they were very particular about who my brothers and I hung around. We were practically cut off from our extended family, so there were no uncles and aunties to give us money.

But even when we did get cash gifts, they came from parents and teachers at the school my mother ran. These gifts were never really for us to do what we wanted. My mother had complete control over them.

How much would you usually get?

���50 and ���20 there. Nothing too crazy. But it would add up over time, and after some time, I���d have saved up to ���700 or ���1000, which was a lot of money for the late 90s / early 2000s.

I agree. So what did you spend this money on?

Books.

Lol, why?

Books were always a part of my life. My mother was a mathematics teacher and the proprietress of a school. We had food, shelter and everything else we needed, so when there was extra money, my mother put it towards getting more books.

If you didn���t have to spend that money on books, what would you have done?

There was this bicycle you could rent and ride in the neighbourhood. I didn���t have a bicycle, so I���d have wanted to spend my money on that.

But I don���t have regrets. Reading those books helped open my mind. They���re one of the reasons I���m an Ifa priest today.

Please explain.

The first thing books did was make me question everything.

I was 8 when I read The Destruction of Black Civilization by Chancellor Williams. It made me see the beauty that Africa had before colonisation. That was the beginning of my journey to being a non-conformist.

I came across Ifa later in a recommended book in secondary school. The title was ���Aw畛�n Oju Odu M畉�rindiogun��� written by Prof. Wande Abimbola. Ironically, this was a book I found in the library at my mother���s school. If only she knew.

The book was written entirely in Yoruba, and when I got to the part of the book that spoke about Ifa and traditional worship, the prayers I saw there read like poetry. They were prayers I believed anyone would want to say for themselves. I was expecting to find occultic evil incantations like in Nollywood movies.

Interesting. When would you say you finally went beyond the books?

I couldn���t do much because soon after my family went through a rough period.

What happened?

It was a series of unfortunate events that started with a tortoise car my mother bought for my father.

In 2001, my father lost his job at Guinness. Of the two of them, my mother was always the wealthier parent, and she wanted to get a car for herself. She changed her mind for two reasons: she couldn���t drive yet, and she thought my father would get more use out of it.

His family told him my mother was trying to steal his destiny by giving him the car. He was advised to cut her off and leave us alone. That���s precisely what he did. He never drove the car, and it stayed where it was till it rusted.

There���s a lot to unpack here. But first, why didn���t she continue using the car?

While he was leaving, other things were happening. Our house and my mother���s school were in Meiran, and the school was doing well for a while. But in this same year, we got eviction notices from the landlord of our home and of my mother���s school.

At once?

It wasn���t funny o. As if that wasn���t enough, she fell sick. It started as something small, and when she was admitted, the doctor told us it would be for about a week. That turned to seven months. It was while she was in the hospital and dealing with all the quit notices that she gave birth to my fourth brother prematurely.

Where were you at this time?

I was still home, and I was going to my mother���s school, but things weren���t looking good. People had heard about the place being closed down, and my mother was in the hospital. Parents started to withdraw their children, and without children to teach, the teachers left as well.

I moved in with a family friend and lived with them until my mother was out of the hospital. When she was better, she went to a property she had at Ijaye in Lagos. She was building a school complex there before all these bad things started. She discovered that the land she had been building on apparently belonged to someone else. She had been duped.

My mother cried a lot during this time. She kept going to the Oba of Ijaye with my newborn brother in her arms. She did this until they gave her some land in Sango Ota, so that she would stop coming there to cry. We eventually moved into a small bungalow she constructed on that land. My brothers and I joined her later.

Oh wow.

It felt like fate when I met my first babalawo in Sango-Ota. He was our neighbour, and he���d often send us food during any celebration, but my mother ensured we never tasted any of it.

At the time, I knew there was nothing to be afraid of. I���d read more books about Ifa and knew that all the stereotypes attached to Ifa worship were a lie. But I was not going to use my mouth to say that to my mother.

My new school was around Alakoko and just happened to be beside one of the biggest Ifa temples in the country. That was where I first started studying Ifa under experienced babalawos. I was intrigued by the fact that the temple owner had a doctorate. It was refreshing to come into the temple and hear bright young men consulting each other, saying prayers and helping people find answers to questions about their lives and destinies.

Till I left secondary school at 14, the temple became the one place I could go where the world was not burning around me. Being around Ifa gave me peace.

You were 14 when you finished secondary school?

Yup! I skipped a few grades in primary school. I was quite gifted in a lot of my subjects.

How were things at home during this time?

At this point, my mother was trying to get back on her feet. I still got money from friends and family who came around or saw me at school, and my mother would give me money often. She didn���t object to the money I was receiving because she didn���t feel like she could chastise us anymore after what had happened. I averaged about ���2,500 monthly by the time I was leaving secondary school.

So university came next?

Not exactly. It took a while before I got into uni.

How come?

I can���t explain, but I���ll try.

My friends and I started a free tuition class to help ourselves and others pass the entrance exams. After the tutorials, we took the exams, but I was the only one who didn���t pass. I didn���t pass WAEC, JAMB and NECO for three years.

At home, things weren���t funny. I was dealing with pressure from my parents to go and work in some of the factories in the area.

���P温姻艶稼岳壊”?

Yes, my father came back after four years. 

Sir?

There wasn���t any pomp or pageantry. He was gone for four years, and we didn���t hear anything from him. All of a sudden he was back and was our father again.

Okay. Please proceed.

These factories paid about ���500 a day, and my entire spirit screamed no. I decided, instead, to make the tutorial a money-making venture. We were recording impressive success rates ��� just not for me for some reason.

In my second year at home, I partnered up with my mother and made the tutorials even more legit. For subjects I didn���t know too well, she brought teachers to help. 

On average I was making about ���10 to ���15k monthly from the tutorials.

Eventually, I got into Yabatech to study electrical engineering in 2012.

Thank Ifa.

Thank Ifa because it was the year I decided to sacrifice something to Ifa that I passed JAMB. I couldn���t afford to get a goat or anything by myself, but I bought agidi (eko) and used it. With Ifa, you���re always told to do what you can.

But I saw shege in Yabatech o.

Ah, what happened?

A few months into school, I had a massive fight with my parents about studying Ifa, which escalated. I was disowned, and my siblings were asked not to speak to or collect anything from me.

How did your parents find out?

Before I started charging for the tutorials, my mother had a dream. She saw me wearing white clothes and holding a lion cub. She interpreted this dream to mean I was probably desperate for money and willing to do rituals. It���s interesting to note here that a lion cub is a symbol of Ifa.

That dream caused some friction, but my mother figured the tutorials would help with money, so she was willing to help me there.

When I got into university, I started going to the temple more often and being part of divinations and generally enjoying my time with Ifa. Some family friends came to the temple for some divinations and saw me.

They reported to my mother.

I was taken to several deliverances where pastors prayed and fasted to get the ���demon��� out of me.

I can���t even imagine how horrible that was. How were you surviving in uni?

Wo, survival is relative. I was barely getting by, but I had to fend for myself. Since I couldn���t collect Jesus’ money from my parents, I did everything I could. 

I worked in the school cafeteria for a while, sold past questions, did night tutorials and even wrote exams for people. For a full day of these things, I was making about ���3k or ���4k. 

I couldn���t get this every day, but I was making enough to eat and not die.

When did things change?

Around 2014, two years in, I went to visit a young lady I liked at the time in her departmental building. When we were done talking, I heard a lot of intense arguing coming from a room. I peeped in and saw members of the student government. I waited outside for a few hours because the way they were talking sparked something in me, and I wanted a chance to be like that ��� someone who could speak truth to power.

I spoke to members of the parliament at the time and decided to run for office. While I did this, I was also writing and editing as the editor-in-chief of a publication on campus. That wasn���t a gig that paid.

Being in parliament changed things for me. I didn���t have to worry about the ���14,500 per semester hostel fees anymore. We were also paid a salary and sitting allowances for every meeting.

What did those add up to?

I know the sitting allowance was ���1500. It was cemented in our heads because we were always looking forward to the payment that followed those meetings. 

The salary was about ���30k per semester.

Enjoyment. So by 2015, you were done with school?

Not exactly.

Hm?

Unfortunately, I was told that I could not graduate. 

Sometime in 2015, because I wanted to use my voice and position as a member of parliament, I wrote a petition against five lecturers in my department. They were notorious for refusing to teach students if we didn���t pay some extra money. Nothing about it made sense. They would collect money for frivolous reasons and make life harder for students.

It didn���t sit well with me. I love all these freedom fighter things. And in all of it, my thinking was, ���If this has to get messy, Ifa is around.���

It got messy, but I think the part that shocked me the most was having my fellow students chastise me for coming out to complicate things for them.

I ended up just leaving without my certificate. Sometime in 2020, Yabatech announced a programme that allowed people like me to get their certificates. That was how I was able to get mine and sign up for the BSc programme I���m doing now.

What did you do after leaving Yabatech?

I applied and got a job at an oil company. It was an entry-level role in the brand and communications department, and it paid ���120k a month.

Things were better. After I was disowned, I swore never to return to my mother���s house and stood by it. My siblings started to reach out more because they needed things, and of course, I sent money. 

During the holidays, I went to my new home ��� Ifa���s temple. There is an unwritten rule with the temples: if a person shows up and says they want to learn about Ifa, they automatically have a place to stay and food to eat.

I visited so many temples, around Lagos and even beyond. I would spend my holidays in the place I felt happiest while learning about something I truly believed in.

Did you feel any guilt about practising Ifa given all that was happening with your parents?

No. My conviction was too firm. I knew what I was doing wasn���t wrong.

How long did you spend at the oil company?

A year and four months. Before I eventually got fired.

What happened?

Looking at my life, you can tell that I���m someone who will always try to challenge the status quo. I���m not normal.

There were probably other reasons for my eventual sack, but one event started everything.

After a long fire drill that caused everyone to miss lunch, we all packed into the company cafeteria to get food. We stood in line like civilised people, and then all of a sudden, these Indonesian guys walked in and tried to get into the space ahead of us. I said, ���For where?���

I screamed the house down and told everyone willing to hear that it wasn���t right for them to get special treatment just because of their skin. 

This got me a warning, and after another incident, I got moved to the Apapa office.

I went from working on content for the brand in the head office to directing trucks and liaising with the tanker drivers.

或顎界鞄���

Don���t ouch o. It turned out to be a blessing in disguise.

At Apapa, they called me Solution. For any process that needed to be sped up or even created, I was the guy to talk to. So on some very good days, I could pocket about ���30k. 

I eventually had to leave the company. I don���t think they ever really saw me the same after that first incident. Once there were signs that they would try to fire me, I accepted what was coming and left. I had about ���450k in my savings, but that finished in four months.

What finished it?

There was black tax. But I was also living like someone that was expecting to get a new job quickly.

I did get a job eventually, but it was far from quick and an awful experience. I was the social media manager for a local newspaper. I was getting paid ���8k a month.

Eight thousand naira?

And the owner stopped paying after three months. He travelled and sent everyone else���s salaries except mine. When I asked him, he said he was not seeing the effects of my work. For a brand that had no social media presence before I joined, he was asking for too much.

After I left this job, I was feeling tired of life, and while everything crossed my mind ��� even fraud ��� I just knew I didn���t want to compromise on certain things. 

I returned to one of the many Ifa temples I���d visited over the years. I spent a year studying and living in the temple.

Is this when you became a babalawo?

No. I studied because I wanted to know more about Ifa and the orisas. The temple was still the only place that calmed me and made me feel better.

Becoming a babalawo came later. After my year of study at the temple, I decided to join a political party and possibly forge a political career. I was trying to do everything except become a priest even after I���d been told by different people in the temple that this was likely my path.

Where did politics take you?

Abuja. That was another horrible ordeal. I wasn���t getting paid by the political party even though I was working. I squatted with a friend of mine, and once, I was stuck in the house with the dog for three weeks. I had nothing to eat and had to call different people to get money. I eventually sent a message to one of my siblings asking for some urgent ���2k. He sent me a long text that hurt me. It wasn���t something I expected from someone who I���d helped with money almost his entire life.

I decided that day after taking a long look at my life. If Ifa was calling me and the temple gave me peace, why was I running? I���d already studied and knew enough to be a babalawo, but I wasn���t convinced I could earn a living just as a babalawo.

How do you make money now that you���re one?

I do divinations and perform rituals that are needed for people, and they pay for the consultations.

Over time, I���ve gotten a fair bit of publicity for the work I do, and this has increased the number of people I see and do divinations for.

On average how many people do you see in a month?

For a while, I was getting up to 200 requests daily after a period I went viral. That number has dramatically reduced, but I���d say I still see about 100 people a month.

How much will divination cost me right now?

Honestly, there���s no set amount for these things. It depends on what the situation is. Money comes in trickles. ���10k here, ���50k there. One month, I received up to ���2 million. Sometimes I do it for free.  But always, almost immediately, something takes it.

Something like what?

I currently have about six people living with my wife and me, so on one hand feeding is taking a chunk of my money as it is.

What���s something you want but can���t afford right now?

I want to set up a radio station focusing strictly on African spirituality. I want people to see our local religions for the belief systems that they are and not what Nollywood has plied people with.

In the meantime, I���m doing the work I can with my podcast.

Your monthly expenses?

How would you rate your financial happiness from 1 to 10?

6. From the moment I decided I wanted to be a babalawo, I���ve never been financially stranded. Now, things just happen for me, and I get money from places that genuinely surprise me.



Luno is a great way to get into cryptocurrency��.

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#MoneyBy91心頭利嫋: “How much does a babalawo earn?” /newsletters/moneybyzikoko-how-much-does-a-babalawo-earn/ Mon, 24 Oct 2022 07:00:00 +0000 /?p=286920

Vol 1 | 24-10-2022

Brought to you by

Good morning, ����

Welcome to Money By 91心頭利嫋!

This newsletter exists because 91心頭利嫋 loves money. And you’re here because you love money too. So I’m sure we’ll get along.

The stories and conversations here will ask one very big question – What is money and how are people making, saving, spending and even losing it?

Answering these questions will bring us closer to understanding this thing called money.

So let’s go!

In this letter:

  • The #NairaLife of a Babalawo
  • The Money of Love: Married in Uyo with ���2.5m/month
  • Money Meanings: What is a ���Pension���?
  • Game: #HowMuchLast
  • Where The Money At?!

The #NairaLife Of A Babalawo

The 29-year-old subject of today���s #NairaLife is an Ifa priest born to Deeper Life parents. After a series of unfortunate events hit his family in 2001, he found solace in Ifa���s temple. Today he lives and earns money as a babalawo. And his finances? Divinely secure.

Writing this story helped me learn a lot about what it means to practice a traditional religion and all the negative stereotypes that need to be done away with. I’m sure you’ll enjoy his story.

Read the rest of his Naira Life

Ordinary is Boring

Let���s face it. Ordinary is boring, but you can go for the extraordinary with a juicy pension plan that rewards your hustle today so you can retire early and still ball hard. Start by moving your pension to Stanbic IBTC Pension Managers today.

The Money of Love: Married in Uyo with ���2.5m/month

When they met in school, Michael was called “Mikano” and had quite the reputation at school. Seven years later, their paths crossed again, and this time he was a more respectable “Mr Michael”.

After eight years in the streets, 34-year-old Michael Adebayo* finally decided to repent from his ashawo ways and settle down. He found his perfect match ��� where he���s a reckless spender, his wife is financially prudent. He tells 91心頭利嫋 how he���s enjoying married life on a ���2.3m monthly income.


Read More Of This Story

Some other great money articles you should read:

At Luno, we believe cryptocurrency is for everyone. Tap into all the many possibilities.

Money Meanings

Game: #HowMuchLast

#HowMuchLast is a game where we show you an item and you tell us (and the world) the highest amount you’d pay for it.

Some weeks will be Okin biscuit, some others will be SUVs.

This week, we want to know, #HowMuchLast for a brand new Flat Screen TV.

What’s the most you’d pay? Tweet at us here.

Where The Money At?!

We can’t say we’re about the money and not actually help you find the money.

So we’ve compiled a list of job opportunities for you. Make sure you share this with anyone who might need it because in this community, we look out for each other.

Again, don���t mention. We gatchu.

Share this newsletter

All good things must come to an end. But not this good thing. We���ll be back next week.

In the
meantime, keep reading 91心頭利嫋���s articles and be sure to share the love.

Till next week…

Yours cashly,

Dwin,

The Other Mr Money

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18, Nnobi Street, Surulere, Lagos,
Nigeria

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Ben Enwonwu’s Ogolo Valued at $105,000 at ARTSPLIT���S Inaugural Physical Auction /pop/ben-enwonwus-ogolo-valued-at-105000-at-artsplits-inaugural-physical-auction/ Fri, 20 May 2022 09:25:15 +0000 /?p=272939

ARTSPLIT, the pioneering art trading platform for African art, held its first physical auction on Sunday, May 15, 2022, in Lagos, Nigeria. The physical event followed the soft launch of the platform on the 8th of April 2022, which was well-received by an enthusiastic community of African art collectors, as well as ARTSPLIT’s partnership with The African Art in Venice Forum (AAVF) and the South African pavilion at the 59th Venice Biennale in 2022.

The ARTSPLIT app allows users to own “Splits,” or fractions of prominent African artworks. ARTSPLIT users bid for Splits during an auction, and if they win, they can keep the Splits or trade (sell) them to the highest bidder. The Splits allow multiple people to co-own a single iconic piece of art, something that no other art platform allows. Users can also participate in a ‘Lease Auction’ on the app to win physical custody of these split artworks for a set period. 

The physical auction, which was attended by the artist’s son, Oliver Enwonwu, marked the historic sale of Ben Enwonwu’s 1977 artwork ‘Agbogho Mmuo’ from the Ogolo series. The artwork was valued at $105,000 at the start of the auction. Both the Split and Lease contracts were auctioned off and won. The work was oversubscribed, with all 100,000 units purchased under a Split contract, increasing the value from a reserve price of $0.5 to $1.05 at the end of the auction. Enwonwu’s artwork was also leased for a year for $1,600.

The artist’s work is deeply rooted in the exploration of ethnic identity, as he combines traditional African techniques and imagery with abstraction. The Ogolo series is Enwonwu’s response to the new challenges of postcolonial identity, as well as his reformulations of Pan-Africanist ideologies and indigenous aesthetics. Enwonwu’s masterful technique and superb colour handling capture the essence of the Ogolo performance. It is a visual metaphor for the complexities of human existence, and the actual dance represents humanity’s transitory and fleeting nature.

The physical auction also marked the lease sale of Ghanaian sculptor El Anatsui’s carved and painted wood sculpture Human Wall. The 2008 Venice Biennale lifetime award winner is known for his use of simple, recycled materials that are transformed into large-scale artworks and installations. ARTSPLIT auctioned off the lease contract for $2,000.

Following the event, Onyinye Anyaegbu, ARTSPLIT’s Executive Director of Operations & Product, stated, “this event justifies the ARTSPLIT model and the opportunity it represents in this niche market.” The goal of ARTSPLIT is to democratise access to investment-grade artwork, thereby raising the profile of African artworks. This allows for asset privileges such as collateral and price discovery for net worth statement purposes, as well as ensuring compelling returns for art investors. ARTSPLIT was founded with this vision in mind and is eager to push the envelope even further.”

ARTSPLIT is building a diverse community of African art collectors and investors and we are excited about the abundant potential that exists. Welcome to the new ART ECONOMY!

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